verifier.org

Digital River

the largest enterprise merchant of record here, behind an expired certificate and a 403.

not published#large-software-vendors-s

the deepest country coverage in the category and the least accessible documentation — its own terms pages wouldn't load.

digital river has run merchant-of-record commerce for major software vendors for years and claims coverage across 240-plus countries and territories, describing itself as assuming 'legal ownership of transactions, taking on vat/gst/sales tax collection, pci scope, and regulatory liability'. on breadth it is the largest operation in this ranking.

verifying any of that was the problem. its terms-of-sale page returned an expired tls certificate error and its legal index returned 403, so the mor claim above comes from a search-engine snippet of digital river's own page rather than the page itself, and the actual contract, indemnity terms and liability caps are entirely unverified.

the description above is ours, condensed from the ranking. pricing moves — check it on the vendor's own page before you rely on it.

pricing
not published
our verdict

the deepest country coverage in the category and the least accessible documentation — its own terms pages wouldn't load.

we researched this category against vendors' own pricing pages and licence files. that is where this line comes from — not from the vendor, and not from anything they paid for.

more merchant of record providers

Stripe Tax

calculates and files tax while you remain the seller — not a merchant of record

#not-mor#filing

Quaderno

tax compliance and invoicing on top of your own processor, you stay the seller

#not-mor#invoicing

Creem

we checked this3.9% + $0.40

cheapest published rate of any genuine merchant of record, with no international surcharge to undo it.

#indie-sellers#small-saas-who-want-the-

Paddle

we checked this5% + $0.50

the broadest tax definition in the category, at a flat rate with nothing bolted on top.

#established-saas-that-wa#the-widest-tax-definitio