Payhip
0% at the top tier and instant payouts — and outside four jurisdictions the tax liability comes back to you.
genuinely cheap at volume with instant payouts, and a merchant-of-record status that stops at four jurisdictions — which the marketing doesn't lead with.
payhip is explicit, to its credit, that its status varies by jurisdiction: it acts as your reseller and is '100% responsible for digital eu/uk vat', a marketplace facilitator in the us and a digital platform operator in canada. everywhere else it calculates and collects the tax, gives you the figures, and you file and pay it yourself.
that is a materially different product from paddle or creem, and it's the trap worth naming: a seller with australian, japanese or singaporean customers who assumed the liability had transferred has been mistaken the whole time.
the description above is ours, condensed from the ranking. pricing moves — check it on the vendor's own page before you rely on it.
- category
- merchant of record providers
- pricing
- 5% + processor fees
- website
- payhip.com
genuinely cheap at volume with instant payouts, and a merchant-of-record status that stops at four jurisdictions — which the marketing doesn't lead with.
we researched this category against vendors' own pricing pages and licence files. that is where this line comes from — not from the vendor, and not from anything they paid for.
more merchant of record providers
Stripe Tax
calculates and files tax while you remain the seller — not a merchant of record
Quaderno
tax compliance and invoicing on top of your own processor, you stay the seller