verifier.org

Polar

a real free tier and a public fee schedule — both repriced upward by 25% in may.

5% + $0.50#developers-at-volume#where-the-paid-tiers-und

the only genuine tiered discount structure in the category — and new sellers pay 25% more than sellers who signed up a week earlier.

polar publishes its fees more fully than anyone except dodo, with a free starter tier and real discounts as you scale: 3.4% plus $0.30 at the top tier is the lowest rate anywhere in this ranking for a high-volume seller, and the reseller clause matches paddle's almost word for word.

on 27 may 2026 it restructured, moving new signups from 4% plus $0.40 to 5% plus $0.50 — a rise of roughly 25% on both components — while grandfathering organisations created before that date. two identical businesses now pay materially different rates based on signup timing, and any comparison written before june quotes the old number.

the description above is ours, condensed from the ranking. pricing moves — check it on the vendor's own page before you rely on it.

pricing
5% + $0.50
website
polar.sh
our verdict

the only genuine tiered discount structure in the category — and new sellers pay 25% more than sellers who signed up a week earlier.

we researched this category against vendors' own pricing pages and licence files. that is where this line comes from — not from the vendor, and not from anything they paid for.

more merchant of record providers

Stripe Tax

calculates and files tax while you remain the seller — not a merchant of record

#not-mor#filing

Quaderno

tax compliance and invoicing on top of your own processor, you stay the seller

#not-mor#invoicing

Creem

we checked this3.9% + $0.40

cheapest published rate of any genuine merchant of record, with no international surcharge to undo it.

#indie-sellers#small-saas-who-want-the-

Paddle

we checked this5% + $0.50

the broadest tax definition in the category, at a flat rate with nothing bolted on top.

#established-saas-that-wa#the-widest-tax-definitio