verifier.org

Verifone (2Checkout)

three tiers under one brand and only the unpriced one is a merchant of record.

3.5% + $0.35 (not the mor tier)#sellers-who-want-to-star#move-to-mor-later-withou

the tiering is a reasonable idea and a comparison hazard — the rate everyone quotes belongs to the tier that leaves tax liability with you.

2checkout is a merchant of record and authorised reseller — on 2monetize. on 2sell and 2subscribe it is not, and the buyer terms say so: 'you are responsible for paying any applicable taxes according to your tax jurisdiction'. same brand, same site, opposite answer to the only question that matters here.

the published rates belong to the tiers that aren't mor. 2sell at 3.5% plus $0.35 looks like the cheapest option in this entire ranking, and it isn't comparable to paddle or creem because it doesn't do the thing they do. 2monetize's price is a quote.

the description above is ours, condensed from the ranking. pricing moves — check it on the vendor's own page before you rely on it.

pricing
3.5% + $0.35 (not the mor tier)
our verdict

the tiering is a reasonable idea and a comparison hazard — the rate everyone quotes belongs to the tier that leaves tax liability with you.

we researched this category against vendors' own pricing pages and licence files. that is where this line comes from — not from the vendor, and not from anything they paid for.

more merchant of record providers

Stripe Tax

calculates and files tax while you remain the seller — not a merchant of record

#not-mor#filing

Quaderno

tax compliance and invoicing on top of your own processor, you stay the seller

#not-mor#invoicing

Creem

we checked this3.9% + $0.40

cheapest published rate of any genuine merchant of record, with no international surcharge to undo it.

#indie-sellers#small-saas-who-want-the-

Paddle

we checked this5% + $0.50

the broadest tax definition in the category, at a flat rate with nothing bolted on top.

#established-saas-that-wa#the-widest-tax-definitio